Now Serving Those Who Served

Veterans and military families are now eligible for membership.

Since 1938, Penlanco Federal Credit Union has been dedicated to empowering individuals and families through trusted financial guidance and services. We are honored to continue that legacy by partnering with the National Credit Union Coalition for America’s Heroes, helping ensure that qualifying veterans and military families have access to the financial tools, resources, and support they deserve.

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Veteran Resources

Featured Rates

New Vehicles

As low as

4.85 % APR*
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Home Equity

As low as

4.95 % APR*
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Personal

As low as

8.45 % APR*
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Certificates

As high as

4.25 % APY*
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Your Success Drives Everything We Do

Serving members and employers with solutions that build financial well‑being.

Bank with Confidence

From free rewards checking to savings and digital banking tools, Penlanco FCU offers simple solutions designed for real life. Manage your money with fewer fees, better access, and support from a team that puts members first.

See How We Can Help

Borrow with Confidence

Whether you’re buying a car, financing a home project, or consolidating debt, our loans are built around your goals. Enjoy competitive rates, flexible terms, and a team who is dedicated to your success.

Let Us Help You Reach Your Goals

Support Your Team

Through our CUBE employer partnership program, businesses and organizations can offer their teams access to better banking, lower loan rates, and financial wellness resources. Best of all, this employee benefit comes at no cost to your organization.

Learn More About CUBE

Financial Tips & Resources

Helpful articles, guides, and insights designed to support smarter financial decisions — from everyday budgeting to major life milestones.

View Insights Blog

  • Don’t Let the Grinch Steal Your Holiday Budget

    The holidays don't have to catch your budget by surprise. From grocery store gift card promotions and credit card rewards

    Read Article

  • Trick or Treat? – Common Fall Scams and How to Avoid Them

    Trick or treat? Unfortunately, scammers have plenty of tricks up their sleeves during the “Ber” months. From holiday delivery scams

    Read Article

  • Protect the People You Love: Why Every Adult Needs a Will

    Estate planning is one of the most meaningful gifts you can leave your family. In this guide, we'll explain the

    Read Article

Washington D.C. Bus Trip — November 14, 2026

Washington, D.C. is calling, and we’ve got your ride! Hop aboard with Penlanco FCU for a day trip to Washington, D.C. We’ll take care of the transportation so you can sit back, relax, and enjoy a day exploring the city. Visit your favorite museums and monuments, do some sightseeing, grab a great meal, or create your own adventure. You decide how to spend your day!

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